Select set of PSD2 / OpenBanking compliant APIs to let you innovate!
Subscription Management APIs provide the ability for the customer to grant access to Third Party Apps to access data on thier behalf. Provided right level of susbcritpion is setup, the Third Party App can access Account Information & Payments. This acts as additional level of security check in addition to OAuth. i.e. Unless the customer subscribes explicitly to AIP and PISP services for a particular Third Party App , the app will not be able to access customer's data.
PSD2 boosted transparency, innovation and security and opened up the payment market for Third Party Providers (TPPs), offering Payment Initiation Service (PIS). This created a level playing field between different service providers. Payment initiation services providers can leverage these set of payment APIs to initiate a payment order at the request of a customer and deliver innovative payment services with just customer's payment account.
PSD2 introduces the concept of the account information service provider (AISP), which will allow consumers to view all of their various financial institution account details through just one portal. Accessing all of a consumer’s account data in one place can provide insights to the said consumer, not to mention cross-sales opportunities to the AISP and others.
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